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Posh and Becks are envied by footballers and fashionistas around the world ... but car enthusiasts also have reason to be jealous -- the couple has got a MAD collection of vehicles!

David was criticized recently for putting his son in the front seat of his jeep (without a seat belt? we couldn't tell ...) and it seems Victoria's let her young kids ride shotgun before as well.

But these two aren't driving soccer-mom SUVs, they're pimpin' some serious rides! There just isn't enough room in the back seat for four boys!

Check out the gallery ...